1. Acceptance of Terms

By accessing and using Blazyn ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Blazyn is a personal financial tracking application that helps users:

• Track income and expenses
• Calculate FIRE (Financial Independence, Retire Early) projections
• Set and monitor financial goals
• Analyze spending patterns and trends
• Create what-if financial scenarios

3. Important Disclaimers

4. User Responsibilities

• Provide accurate and complete information
• Keep your account credentials secure
• Use the service in compliance with applicable laws
• Not attempt to gain unauthorized access to the service
• Not use the service for any illegal or unauthorized purpose
• Verify all calculations and projections independently
• Consult with financial professionals for important decisions

5. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our service, you consent to the collection and use of information as described in our Privacy Policy.

• You retain ownership of your data
• We implement appropriate security measures
• You can export or delete your data at any time
• We do not sell your personal information

6. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, updates, or technical issues. We reserve the right to modify or discontinue the service at any time.

7. Limitation of Liability

To the maximum extent permitted by law, Blazyn and its operators shall not be liable for:

• Any financial losses or decisions made based on the service
• Inaccurate calculations or projections
• Service interruptions or data loss
• Third-party actions or content
• Indirect, incidental, or consequential damages

8. Indemnification

You agree to indemnify and hold harmless Blazyn and its operators from any claims, damages, or expenses arising from your use of the service or violation of these terms.

9. Account Termination

We may terminate or suspend your account at any time for:

• Violation of these terms
• Fraudulent or illegal activity
• Abuse of the service
• Extended periods of inactivity

You may also terminate your account at any time through your account settings.

10. Intellectual Property

The service and its original content, features, and functionality are owned by Blazyn and are protected by international copyright, trademark, and other intellectual property laws.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of the jurisdiction where Blazyn operates, without regard to conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the service. Continued use after changes constitutes acceptance of the new terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@blazyn.app